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Rent-to-Own No Credit Check Trailer Financing

We have 285 Trailers In Stock!

Rent-to-Own No Credit Check Trailer Financing Near Me

Need a new trailer but have low credit, bad credit, or no credit at all? You are in luck! We have the best rent-to-own no-credit-check trailer financing option on the market. You are approved if you are over 21, have a valid driver’s license, and have proof of residency.

Rent To Own Video Image

Watch the 1 minute video below to learn how the application process works.


After you have watched the video fill out the form below to start the questionnaire.

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No Credit Check Financing Program Benefits

  • Everyone is approved – By meeting the simple qualification listed above, you are automatically approved.*
  • Flexible payment options – Choose from our flexible payment terms of 24, 36, and 48 months.
  • Early payoff options – Once you are ready to pay off the trailer balance you receive 25%-35% off the remaining balance.
  • Credit not used or affected – The perfect solution for those who need a new trailer, but do not want a hard inquiry on your credit. Your credit is not checked, used, or affected.
  • Debt-to-income ratio not affected- No credit check financing is perfect for those who may be in the process of purchasing a home, and do now want to make any changes to their debt-to-income ratio.
  • Any new trailer up to $20,000 – Any new trailer on our lot between $2,500 and $20,000 qualifies for no credit check financing.

Besides offering flexible no-credit-check options, Brechbill Trailers also offers Conventional & Business Loans. Our sales team will work with you to tailor the financing option that best suits your needs. Whether you are looking to finance a dump trailer, gooseneck trailer, car hauler, or any other type of trailer our office in Chambersburg Pennsylvania is here to help.

Fill out the form below or Contact our sales team today and we will gladly guide you through the application process.

One-Third of the Population is Credit Challenged

Whether you are going through a divorce, starting a new business, purchasing a new home, are a recent immigrant to the country, or are simply young and have not had enough time to build any credit; nothing should stop you from the trailer of your dreams. Whether you need a trailer for personal reasons or business, call Brechbill Trailers today and let’s make it happen!

(717) 262-6383

Perfect for Hot Shot Haulers

Being a hot shot hauler is a fantastic opportunity for anyone who owns a mid, or full-sized truck, to own and operate their very own business. In fact, with just a truck and a trailer hot-shot haulers can often instantly turn on the money. But without a trailer, this simply can happen. And because many new businesses don’t have the necessary credit for conventional trailer financing, the opportunity falls just out of reach.

This makes the rent-to-own trailer financing option perfect for hot-shot hauling. If you meet the minimum qualifications, you can walk out today with the gooseneck trailer or equipment trailer you need to be your own boss and start your own hot-shot business. Even though you do not yet own your trailer, it can make you money as if you do. Once you are ready to pay the trailer off you receive a 25% – 30% discount on the remaining balance owed.

No Credit Check Hot Shot Trucking
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Options Available Under the Rent-to-own Program

Every top-of-the-line trailer on our lot qualifies (Up to $20,000). Maybe you are looking for a Bravo Enclosed trailer to haul around your toys? Maybe you are looking for a new Valley stock trailer for your farm. Maybe you are looking for a smaller 5×10 single axel with a landscape gate</a> or a 7×14 tandem axel utility trailer to work around the yard. Maybe you are in need of a 7×14 dump trailer to haul loads of firewood. Maybe your cup of tea is a higher-end aluminum Eby gooseneck trailer. No matter what your heart’s desire is, any trailer on our lot between $2,500 and $20,000 qualifies for our rent-to-own program.

Over 500 no credit check trailers

Some Restrictions Apply

Residents in 47 states qualify for our no-credit-check rent-to-own program. We are working hard to secure contracts in all states, and expect to be in the 48 continental states by mid-2023. Below is the full list of states that qualify as of 5/8/2022. The map below shows when we expect to be closing contracts in the remaining states. Residents in states where our rent-to-own program is not available may apply for personal or business loans by Clicking here.

Available in the Following States

  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • District of Columbia
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Not Available in the Following States

  • New Jersey
  • Alaska
  • Hawaii

C3 Rentals Availability Map May 2023

Rent-to-Own Enclosed Trailer

Renting to own an enclosed trailer means that you will make regular payments to a lender over a set period, with the option to purchase the trailer at the end of the rental term. Or you can pay the trailer off early to receive up to a 35% discount on the remaining balance. This can be a good option for those who want to own an enclosed trailer eventually but may need more funds to purchase one outright.

Some things to consider when renting to own an enclosed trailer include:

  • The terms of the rental agreement: Make sure you understand the length of the rental period, the amount of the payments, and any fees associated with the deal.
  • The total cost: While renting to own may seem like a more affordable option upfront, it’s essential to consider the total cost of the rental agreement, including any fees and interest, to make sure it is a good value.
  • The condition of the trailer: Be sure to inspect the trailer before agreeing to a rental agreement to ensure it is in good condition and meets your needs.
  • The option to purchase: Make sure you understand the terms of the opportunity to purchase the trailer at the end of the rental period, including any fees or requirements that must be met to exercise the option.

There are several benefits to renting to own an enclosed trailer. First, it allows you to try out the trailer before purchasing. This can be especially useful if you are unsure about your long-term trailer needs or want to see how the trailer performs in different situations. Second, it can be a more affordable option, as the upfront cost and monthly payments may be lower than the total purchase price of the trailer. Finally, it can provide the flexibility to own the trailer outright rather than renting or leasing it continually.

There are also some drawbacks to consider when renting to own an enclosed trailer. For one, the total cost of the rental period may be higher than if you had purchased the trailer outright. Additionally, you may have different ownership and control over the trailer if you had purchased it outright. Finally, you may be subject to certain restrictions or conditions on the use of the trailer, depending on the terms of the rental agreement.

Overall, renting to own an enclosed trailer can be a good option for those who want the convenience and flexibility of using an enclosed trailer without committing to a complete purchase right away. However, it’s essential to carefully consider the terms of the rental agreement and the total cost of the rental before making a decision.

Buy-here-pay-here dump trailer
rent to own eby dump trailer

Renting-to-Own a Dump Trailer Can Make it Pay for Itself

Many times a business can add additional revenue to its bottom line by simply adding a trailer to its operation.

More Trailers = More Jobs
More Jobs = More Money


Renting to own a dump trailer or equipment trailer allows businesses to generate income that that would not be possible without the trailer. This allows the business to use that additional income to pay for the trailer itself. This is how our rent-to-own program is helping businesses let the trailers pay for themselves. Below are a hand full of populate ways businesses use dump trailer to generate additional Income.

  • Transporting and disposing of materials: Dump trailers are commonly used to transport and dispose of materials such as dirt, gravel, and debris.
  • Delivering Fire Wood
  • Junk Removal – Many people have an excess of trash and junk cluttering their yards. A Bwise or EBY dump trailer is perfect for junk removal.
  • Landscaping: Dump trailers can transport materials for landscaping projects, such as mulch, sod, and topsoil.
  • Construction: Dump trailers can transport materials for construction projects, such as concrete, drywall, and roofing shingles.
  • Farming: Dump trailers can be used on farms to transport feed, hay, and other materials.
  • Clean-up: Dump trailers can be used for projects such as removing debris from a construction site or cleaning up after a natural disaster.
rto vs bhph

Buy-Here-Pay-Here or Rent-To-Own? What is the Difference?

Buy-here-pay-here (BHPH) financing and rent-to-own (RTO) agreements are similar in that they allow individuals to make regular payments for a trailer, with the option to eventually own it at the end of the payment period. However, there are some differences between the two:

  • Payment structure: In a BHPH financing arrangement, the lender is typically the seller of the product, and the borrower makes regular payments to the seller until the loan is paid off. In an RTO agreement, the borrower makes regular payments to a lender and can purchase the product at the end of the payment period.
  • Credit requirements: Rent-to-own trailer financing is often available to individuals with less-than-perfect credit, as the lender is taking on more risk by selling the product directly to the borrower. Buy-here-pay-here agreements may have more stringent credit requirements, as the lender is not selling the product directly to the borrower and is simply providing financing for the purchase.
  • Cost: BHPH financing may be more expensive overall due to higher interest rates and fees. RTO agreements may also have higher costs due to fees and interest, but the total price may be lower than a BHPH financing arrangement.

Top 5 Reasons to Rent-to-Own a Gooseneck Trailer

Gooseneck trailers offer high capacity, stability, versatility, ease of use, and durability, making them a valuable investment for many types of businesses and individuals. At Brechbill Trailer Sales our line of gooseneck trailers are, hands down, the most popular trailers for our rent-to-own program. Not to mention the rise of Hot-shot-hauling as discussed earlier. Below are the top 5 reasons our customers love our gooseneck trailers.

  1. Capacity: Gooseneck trailers have a higher capacity for hauling heavy loads, making them a good choice for transporting large or heavy items.
  2. Stability: Gooseneck trailers have a lower center of gravity and are more stable when hauling heavy loads, reducing the risk of accidents or damage to the trailer or its contents.
  3. Versatility: Gooseneck trailers can be used for various tasks, including hauling equipment, livestock, and other large or heavy items.
  4. Ease of use: Gooseneck trailers can be easily attached to a truck or other vehicle, allowing for easy loading and unloading of materials.
  5. Durability: Gooseneck trailers are built to withstand heavy loads and harsh conditions, making them a long-lasting investment.